טאלר כמטבע דיגיטלי בהנפקת בנק מרכזי

יתרונות של CBDC מבוסס־ערך

As a value-based system Taler is the closest possible digital equivalent to cash. In addition to satisfying regulatory requirements, Taler allows central banks to be able to impose withdrawal limits to protect against bank runs or impose negative interest rates to disincentivize hoarding. The Taler CBDC architecture is two-tiered such that interactions would be facilitated by commercial banks. As a result, the central bank does not have to deal with citizen's accounts and associated Know-Your-Customer procedures and the associated support burden. Taler's privacy properties ensure that the central bank cannot come under political pressure to reveal information about citizens, while Taler's income transparency property ensures that the central bank receives key economic data to assist it with its economic analyses.